Data Protection Policy
1. Introduction
We are delighted that you have shown interest in our enterprise. Data protection is a high priority for the management of Krediks.com. The use of Krediks.com is possible without providing personal data; however, if a data subject wants to use special services, processing of personal data may become necessary. If there is no statutory basis for such processing, we will obtain consent from the data subject.
2. General Information
The processing of personal data, such as the name, address, or email, shall always comply with the General Data Protection Regulation (GDPR) and country-specific data protection regulations applicable to Krediks.com. This policy informs the public of the nature, scope, and purpose of personal data collection, use, and processing. It also outlines the rights of data subjects.
3. Data Security
As the controller, Krediks.com has implemented technical and organizational measures to ensure the protection of personal data. However, Internet-based transmissions may have security gaps, so absolute protection cannot be guaranteed. Alternative means of transferring personal data are available, such as via telephone.
Definitions
The terms used in this policy are based on the GDPR:
- a) Personal Data: Information relating to an identifiable person (e.g., name, ID number).
- b) Data Subject: The person whose data is processed.
- c) Processing: Any operation performed on personal data (e.g., collection, storage).
- d) Restriction of Processing: Limiting the processing of stored personal data.
- e) Profiling: Automated processing to evaluate personal aspects of an individual.
- f) Pseudonymization: Processing data in a way that it can no longer be linked to a specific person without additional information.
- g) Controller: The entity determining the purposes and means of data processing.
- h) Processor: The entity processing personal data on behalf of the controller.
- i) Recipient: The entity to which personal data is disclosed.
- j) Third Party: An entity other than the data subject, controller, or processor.
- k) Consent: Freely given, specific, informed agreement to data processing.
Data Processing on the Website
1. Cookies
Krediks.com uses cookies to provide user-friendly services and optimize the website. Cookies store unique identifiers in the browser. Users can disable cookies in their browser settings, but this may affect the functionality of the website.
2. Collection of General Data
Krediks.com collects general data (e.g., browser type, access time) when a user visits the website. This data is used to improve the website’s content and security. The data is stored separately from personal data.
3. Contacting Us
When users contact Krediks.com via email or a contact form, their personal data is stored for the purpose of processing their request. This data is not transferred to third parties.
Rights of Data Subjects
1. Right of Access
Data subjects have the right to request information about their personal data stored by Krediks.com at any time.
2. Right to Rectification
Data subjects can request corrections to inaccurate personal data.
3. Right to Erasure (“Right to be Forgotten”)
Data subjects can request the erasure of their personal data when it is no longer needed or if they withdraw consent.
4. Right to Restriction of Processing
Data subjects can request the restriction of processing if they contest the accuracy of the data or if processing is unlawful.
5. Right to Data Portability
Data subjects can request a copy of their data in a structured format to transfer to another controller.
6. Right to Object
Data subjects can object to the processing of their personal data for specific reasons or direct marketing purposes.
External Services
1. Facebook Integration
Krediks.com integrates Facebook components. When users visit the site, Facebook may collect personal data. To avoid this, users should log out of Facebook before visiting Krediks.com.
2. Google AdSense
Krediks.com uses Google AdSense for advertisement placement. AdSense collects personal data, including IP addresses, for advertising purposes.
3. Google Analytics
Google Analytics is used to analyze website traffic. Krediks.com uses the “_anonymizeIp” function to anonymize user IP addresses. Users can opt out of Google Analytics tracking by installing a browser add-on.
4. Other Social Media Services
Krediks.com integrates components from Instagram and Pinterest, allowing these services to collect personal data when users interact with the website.
Legal Basis for Processing
The processing of personal data by Krediks.com is based on consent, contracts, legal obligations, or legitimate interests in accordance with GDPR Article 6.
This policy has been designed to provide a clear, structured view of how Krediks.com handles personal data while ensuring compliance with GDPR and offering transparency to users and data subjects.